The infographic has a blue knitted-sweater theme and is titled across the top:
12 wishes for the NEW YEAR
Below the title, a centered poem appears in two columns:
As the countdown begins and the ball starts to fall,
We celebrate the resilience that carried us through it all.
DOGE dimmed early, like a star fading fast,
But OBBB shone brightly–fueling growth built to last.
Tariffs from Liberation Day sent markets on a ride,
Through twists and turns, they finished in stride.
AI kept glowing, its brilliance in sight,
DeepSeek could not halt its shimmering flight.
Stocks sang songs of record-high cheer,
While silver and gold rang louder this year.
Inflation eased more than most had guessed,
And lower fuel costs left budgets less stressed.
As the US debt clock climbed– too high, some say,
The Fed cut rates to brighten the day.
Shutdown delays tried to dim the year's glow,
Yet fireworks of earnings stole the show.
Now families gather where hearts feel warm,
Wishing joy, health and peace in every form.
Here's to 2026 and dreams coming true–
May success and good fortune keep finding you!
Diversify wisely, stay nimble and strong–
Don't let the headlines steer you wrong!
As the old year fades and the new one draws near,
May prosperity grow throughout the year.
With brimming optimism as our guide,
Here are twelve wishes for the markets we hope will abide.
With New Year's magic and festive cheer,
May these wishes for the markets soon appear–
To make this one unforgettable year!
– Larry Adam, CFA, CIMA Registered Mark, CFP Registered Mark
Chief Investment Officer
Under the poem, twelve square panels are arranged in a grid, each with a large knitted-style number and a short wish.
Wish 1:
With America's 250th
birthday in store,
We wish for one
United States
forevermore!
Wish 2:
As the Fed trims rates
with a measured hand,
Two percent or more growth
would be truly grand.
Wish 3:
We'd jump for joy,
we'd shout with glee,
To see an
unemployment rate
that starts with a three.
Wish 4:
While markets are weary
of long-dated debt,
Near seven percent
muni yields (TEY),
it's not something to fret.
Wish 5:
Five gold bars
would surely delight,
But Dow above fifty
thousand?
What a sight!
Wish 6:
When fuel costs fall,
spirits start to soar,
We wish for oil
under sixty once more.
Wish 7:
While markets are weary
of long-dated debt,
Near seven percent
muni yields (TEY),
it's not something to fret.
Wish 8:
With balance sheets strong
and risk held at bay,
We wish for investment-grade spreads under eighty
to stay.
Wish 9:
Small firms drive jobs
and the economy's best,
Keep loan rates below nine
and growth should manifest.
Wish 10:
Don't count on P/E expansion
to carry the day,
Let earnings growth above
ten percent lead the way.
Wish 11:
May earnings shine bright
and broaden their glow,
As all eleven equity sectors
put on a positive show!
Wish 12:
For consumer confidence
to reach new heights,
Twelve months of gains
would be a streak
that excites!
At the bottom of the infographic, over a white background, the following disclosures and legal text appear:
There is no assurance the "wishes mentioned will occur. Investing involves risk, and investors may incur a profit or a loss regardless of strategy selected, including diversification. All expressions of opinion reflect the judgment of the chief investment officer and are subject to change. Past performance is not an indication of future results and there is no assurance that any of the forecasts mentioned will occur Investing in gold & silver carries special risks, including wide price fluctuations, a limited market, concentrated sources in potentially unstable countries, and an unregulated market. Indices are not available for direct investment. Index performance does not include transaction costs or other fees, which will affect actual investment performance. Past performance is not indicative of future results. Municipal securities typically provide a lower yield than comparably rated taxable investments in consideration of their tax-advantaged status. Investments in municipal securities may not be appropriate for all investors, particularly those who do not stand to benefit from the tax status of the investment. Please consult an income tax professional to assess the impact of holding such securities on your tax liability. Investing in oil or the energy sector involves special risks, including the potential adverse effects of state and federal regulation and may not be suitable for all investors.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP Registered Mark, Certified Financial Planner Trademark, CFP Registered Mark (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. Investments & Wealth Institute Trademark (The Institute) is the owner of the certification marks "CIMA" and "Certified Investment Management Analyst." Use of CIMA and/or Certified Investment Management Analyst signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for investment management professionals. CFA Registered Mark and Chartered Financial Analyst Registered Mark are registered trademarks owned by CFA Institute.
Centered at the very bottom is the company name:
RAYMOND JAMES
Copyright 2025 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Copyright 2025 Raymond James Financial Services, Inc., member FINRA/SIPC. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value. 25-BDMKT-7077 KN/KS 12/25